Dear Betsy,

Please double or triple check that you’ve entered your express bill payments online in the right rows. Otherwise, you may misplace four thousand dollars and trigger a money meltdown the next month.

Tell yourself all you like that it wouldn’t have happened if it weren’t tuition-paying season. You still have every right to feel sheepish.

And strangely triumphant.

Better luck for the future,
Betsy

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